All use cases
Finance & Banking

Secure customer messaging for financial services

Banks, insurers, and fintech companies use Chat API to deliver real-time account notifications, fraud alerts, and onboarding flows directly on WhatsApp — the channel customers already trust.

The challenge

Why finance messaging falls short

Critical alerts lost in email

Fraud warnings, payment confirmations, and balance alerts sent via email go unread for hours, creating security and satisfaction gaps.

Slow KYC and onboarding

Document collection over email creates long back-and-forth delays, causing drop-offs during account opening.

High call centre volume

Simple queries like balance checks, statement requests, and payment confirmations flood support lines that could be automated.

How Chat API helps

WhatsApp messaging built for finance

Real-time transaction alerts

Webhooks API

Push instant payment confirmations, fraud flags, and balance notifications the moment they happen.

Automated KYC reminders

Campaigns API

Guide customers through document upload steps with automated follow-ups until verification is complete.

Self-service FAQ bot

Chatbot Builder

Let customers check balances, request statements, or get loan status without speaking to an agent.

Loan and product offer campaigns

Broadcast API

Segment customers and send personalised loan pre-approval or product offer messages at scale.

Sample WhatsApp message
9:41
Chat API

Chat API

● online

Today

Finance & Banking

🔐 Fraud Alert: A login from a new device was detected on your account. Was this you? Reply YES to confirm or NO to block access.

10:05 ✓✓

Message
Industry benchmarks

98%

WhatsApp message open rate vs 22% email

3x

Faster KYC completion with WhatsApp nudges

35%

Reduction in support call volume

Related features

Tools for finance & banking messaging

WhatsApp WhatsApp API

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